I'm sorry your web browser is not supported we strongly recommend you use Microsoft Internet Explorer 10 or higher or an alternative browser.
Innovative where it matters, prudent where it counts.
The essence of Lumiere Private Advisory is our clients. We're passionate about establishing and developing professional relationships with our clients; relationships built on trust, integrity, communication and honesty.
We combine the deep understanding of your unique circumstances and goals with our understanding of the role self-managed superannuation can play to achieve a greater outcome in a compliant manner for you and your family.
Appropriately licensed and therefore compliant with all relevant regulations relating to advising Self- Managed Super Funds, our core skills are solid, and expertise proven.
Lumiere Private Advisory holds an Australian Financial Services License (No. 511440) and is therefore compliant with all relevant regulations relating to advising Self-Managed Super Funds.
Personal Strategy - Tailored
At Lumiere Private Advisory, we aim to assist you to articulate your financial goals in the context of your broader personal and family goals.
Lumiere Private Advisory adopts a disciplined, methodical review of existing structures and relationships to identify clients’ shortfalls and potential opportunities. This specialisation is a proven strategy of identifying achievable goals for people wanting to manage risk, create wealth and look after their families.
Superannuation Services - Licensed
Once your goals are established and articulated, Lumiere Private Advisory provides a suite of SMSF related services related specific to the needs and requirements of each client's circumstances, including SMSF establishment, SMSF rollovers, estate planning and asset succession implications, and SMSF contribution and pension strategies.
We also offer independent, non-aligned collaboration with professional licensed investment and insurance advisors to further assist clients meet their financial goals; access to a broad network of trusted financial advisors; and extensive experience dealing with a range of revenue authorities (including ATO) on client matters.
Our role is to make sure you are aware of and comply with your SMSF regulatory obligations. Lumiere Private Advisory's professional team takes care of the annual preparation of SMSF income tax returns, accounts and lodgement of your tax compliance documents.
We can also provide day to day accounting, bookkeeping, maintenance of key financial documents, net asset and cash flow benchmarking.
Lumiere Key Disciplines
Personal Financial Goals
We believe your financial goals should support your broader personal and family goals. To meet your goals, you need to be clear on your direction and be armed with the right information and insights to make informed decisions.
Without setting a goal, it is impossible to establish a plan: without a plan, a goal is never achieved. Once these goals are identified and documented, we utilise key elements of our Lumiere Services Framework to develop your plan to achieve them.
Lumiere Private Advisory can responsibly and professionally handle all details relating to the establishment of our rollovers into SMSFs.
In addition to assisting with a contribution strategy, once goals are established and articulated there may be a need to introduce a qualified licensed investment advisor to appropriately invest your funds, or your strategy may identify the need for personal insurances, either held within your SMSF or outside of Superannuation.
Lumiere Private Advisory is not a licensed financial investment advisor or insurance provider and we are unable to undertake this work. However, our team will work with your existing, qualified advisors to implement outcomes of the review. If you do not have access to this advice, our team can introduce you to qualified, licensed advisors from our extensive networks.
Fiercely independent, Lumiere Private Advisory do not charge or accept commission in any form for any referral. Ever.
Lumiere Private Advisory can assist in developing a strategy to access your Superannuation specific to your circumstances. A detailed, robust, pension strategy with a cash flow plan, which incorporates your personal financial goals, personal cash requirements and taxation obligations, means your goals are both measurable and attainable.
The final part of developing a personal financial management strategy is to ensure that any wealth remaining when you are no longer here is transitioned to your family in an efficient and protected way.
We will assist you to document and articulate your asset succession strategy in a clear and considered plan.
Once this plan is in place, we will brief an Estate Lawyer with you to translate this plan into correct legal form via a Will, Statement of Wishes and Powers of Attorney, and Death Benefit Nominations for your Superannuation.